The Centurion Suite by American Express

The Best Airline Credit Cards for Both Loyal Fliers and Deal-Seekers

"Like the Chase Ultimate Rewards, the flexibility of American Express Membership Rewards points and the long roster of general travel-related benefits make the Platinum Card a premium choice for frequent fliers. Rather than aligning with a particular airline, this card provides maximum flexibility when it comes to redeeming points for free flights. Cardholders earn five points per dollar spent on flights and prepaid hotel bookings purchased through the Membership Rewards portal, too. Despite a high annual fee, the benefits more than outweigh the cost if you know how and when to use them. Access to Centurion lounges and studios in more than 40 airports is a huge perk for frequent travelers while complimentary Priority Pass Select membership picks up the slack in other terminals without a Centurion lounge. Instant Gold elite status with both Hilton Honors and Marriott Bonvoy are additional perks, which means complimentary breakfast and premium internet. You’ll get a $200 hotel credit to use each year for Fine Hotels + Resorts or The Hotel Collection properties booked for two nights or more via American Express. Entertainment fans can take advantage of a $20 monthly credit to Disney+, Audible, SiriusXM, and The New York Times (enrollment required, terms apply). That’s in addition to $200 in annual Uber and airline credits valid for things like bag fees, onboard food and drinks or seat assignments. Cardholders also get a refund for Clear membership (expedited airport security valued at $189) and $25 per month to use at Equinox gyms. For all of these perks, enrollment is required and terms apply."