Tim H.
Yelp
I have excellent credit, never made a late payment, nor did I ever have a high balance. Suddenly, the interest rate on the card went to a brutal 24.99%, plus a 38 dollar late charge. I have never even carried a balance to the next month, but the idea they are raising interest to predatory lending rates angered me. When I called, they refused to negotiate, and told me the only option was cancel the card. Goodbye Macy's.