David Gunderson
Google
Patrick and Main Street Insurance was fine enough as a service to pay for, but only until I needed something specifically. I responded to a Happy Birthday email that said in the body "Birthdays are a great way to make sure you have the insurance coverage you need" so I replied, and asked if he could shop around for new coverage. He said he'd be happy to, and asked for my wife's Driver License number. I gave it to him the very same day he asked. That was now 1.5 months ago, and he has not responded to a single one of my emails since, and I have sent several asking for a status update.
I didn't think it was a complicated request. If you like getting ignored and having your money disappear into a void, then give Patrick and Main Street Insurance a call. Otherwise, go somewhere else and save yourself some trouble.
The whole point of a broker is to take this sort of thing off your hands. Here I am paying for a broker, and I still have to do everything myself.
EDIT: Patrick finally replied to my several ghosted emails after I wrote this review. His excuse was that he was "busy". 45 days? No. We're all busy. A few days, sure. A week, ok. 1.5 months? That's how you lose business.
After shopping around on our own, we discovered that our home insurance policy was 2x the average annual home cost in Colorado. The provider that Patrick previously selected for us stopped offering insurance here, so they jacked up the price to get everyone to switch to something else.
I'm left to assume Patrick didn't want that switch, because then he'd lose out on that fat 2x comission. Suddenly the ghosting makes a lot more sense.
Anyway, if you go with these guys just beware of the lazy/shady business practices.