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BVI was a stop on a recent cruise. We did a day trip to St. John, then a tour of the island.
Honestly, when you've seen one Virgin Island (whether US or British), you've seen them all. The terrain is basically identical.
Unfortunately, a lot of the houses and businesses are still in disrepair after the hurricanes of a few years ago. I can certainly understand this as getting anything to these islands is a difficult, expensive task, not counting how expensive basic building materials are in the first place.
The nicest thing about any of these islands is the water, which is why the majority of people go there. It is stunningly beautiful. The white sand beaches contrast with the multi-hued water, ranging from a gorgeous green, to aqua to light blue to dark blue. And, the water is crystal clear. No wonder these islands are a divers (and snorkelers) paradise.
Don't waste your time on island tours, there's just not a lot to see.