5 Best Travel Insurance Companies in 2025 (Ranked & Reviewed)

"A Norwegian startup based out of California focused on remote workers and digital nomads, SafetyWing is the option I consider best overall: their monthly subscription renews until you cancel (no fixed end date), policies are affordable and robust, and you can buy a plan at home or after you've departed. Their Essential plan offers very cheap monthly pricing (starting around $56.28/month for travelers 18–39 and about $104.44/month if you’ll be traveling in the USA), allows online claims (average processing ~4 days), keeps medical coverage for 30 days in your home country after being abroad 90 days (15 days in the U.S.), includes up to two children under 10 per family free (one per adult), and provides up to $5,000 USD for trip interruption with no deductible. Electronics aren’t covered under Essential (there’s an electronics theft add-on; checked-luggage losses may be reimbursed up to $500/item), and they also offer a more robust Complete plan. Pros I value: super affordable, some COVID-19 coverage, backed by a single insurer, can buy while traveling, covers up to age 69, no deductible for standard claims, and fast response time. Cons: no trip cancellation coverage (only minor trip-delay coverage), payout by wire transfer only (no direct deposit), and limited gear/adventure-activity coverage." - Matthew Kepnes