"This card is geared toward high-spending Marriott loyalists—folks who actually spend a lot of nights at Marriott hotels each year—so many of its benefits are stay-related. Cardmembers receive a free anniversary night reward each year worth up to 85,000 points. While that rules out some of the more expensive hotels on Marriott’s roster, you can still use it strategically for stays at stunners like the clifftop Ritz-Carlton, Laguna Niguel in California."