
1

"A multi-location cafe group with roughly 50 employees that obtained a $245,000 PPP loan and is wrestling with ambiguity over allowable uses—particularly whether past-due rent for March and April qualifies for forgiveness. The owner received mixed guidance from an SBA contact, worries about bank-by-bank decisions on forgiveness, and is concerned about having enough post-PPP sales to cover staff and food costs without renegotiated rent." - Oren Peleg