"A high-cost, top-tier culinary school whose tuition can exceed federal borrowing limits, with current semester tuition above $16,000 and reported average private debt for attendees of more than $52,000 after graduation. Because annual federal loan caps are lower than typical semester costs, many students rely on private loans to cover the gap, leaving graduates vulnerable to limited repayment and forgiveness options. This combination of steep tuition and heavy private borrowing contributes to long-term financial strain for alumni entering a low-wage, demanding industry." - Amy McCarthy