Safety Works Inc

Safety Wing Review (Updated 2025)

"I consider SafetyWing the best travel insurance company for budget travelers — run by nomads and expats who design plans for long-term and low-cost travel. Their standard Nomad Essential plan is extremely affordable (about $56.28 USD for four weeks, roughly $1.87/day for ages 10–39) and includes $250,000 USD emergency medical coverage, $1,000 USD emergency dental, $100,000 USD medical evacuation ($25,000 if due to acute onset of a pre-existing condition), $10,000 USD political evacuation, $5,000 USD trip interruption, up to $100/day after a 12-hour delay (max 2 days), $12,500–25,000 USD for death or dismemberment, and $20,000 USD for repatriation of remains. Coverage runs to age 69 (travelers 60–69 should expect much higher monthly premiums), and the plan is intentionally basic — limited electronics and adventure-sports coverage (though both are available as paid add-ons) and no trip-cancellation or pre-existing-condition coverage — which keeps costs low for those who only want emergency protection. In 2023 they launched the Complete plan (previously Nomad Health), which adds routine care, preventive visits, mental health, wellness benefits, the ability to choose your own doctor, coverage in 175 countries, and planned electronics-theft add-ons, making it better for digital nomads and long-term travelers. Filing claims is done via an online portal; while claims can legally take up to 45 business days, the average handling time reported is about four days and SafetyWing removed the deductible for non-U.S. residents as of 2024. They also cover COVID-19 if contracted after the plan starts and offer quarantine support (up to $50/day for 10 days after 28 days on the plan)." - Matthew Kepnes