The Egg & I, Egg Works sue insurance company over coronavirus coverage denial | Eater Vegas

"The nine Las Vegas locations operated by this breakfast restaurant chain filed a business-interruption class action alleging insurers US Specialty Insurance/Tokio Marine and ACUITY unjustly denied coverage after pandemic-related closures. Owner Brad Burdsall sued in U.S. District Court in Nevada on April 24, saying Gov. Steve Sisolak’s March 17 closure order and subsequent stay-at-home directive forced a shift to curbside and takeout—options he argues cannot meet the chain’s standards for food quality, service, and dining experience. Burdsall, who bought business-interruption coverage in 1998 to protect his businesses and 400+ employees, says the policy is an “all risks” policy that excludes avian influenza but does not mention COVID-19; he requested payment on April 22 and alleges the insurers have not responded. The filing is presented as part of a broader, nationwide wave of restaurant owners seeking payouts after insurers refused pandemic-related claims." - Susan Stapleton