"I view IMG's Global Medical Insurance as a flexible option for long-term travelers and expats, with maximum limit choices from $1,000,000 to $8,000,000 USD, deductible options ranging from $100 to $25,000 USD, and tiered Bronze/Silver/Gold/Platinum plans; it includes prescription drugs, some mental health care, some coverage for preexisting conditions, optional vision in the Platinum plan, nonemergency dental in Platinum, maternity only in Platinum, and add-ons for sports activities in higher tiers and terrorism coverage for Platinum, and it requires US citizens to be outside the US at least six months per year and covers up to age 74." - Matthew Kepnes