"A New Orleans seafood restaurant sued its insurer, seeking a declaratory judgment that its business interruption policy — which does not contain a virus exclusion — was triggered by the city’s civil-authority order limiting dine-in service; its attorney argues that where the civil-authority order links the virus to property contamination (virus particles on surfaces), that can be read as causing the type of property damage that activates business-interruption coverage." - Matthew Sedacca